improveit 360 gives you full visibility into your pipeline, customers, and projects. improveit 360 Lending, powered by Fundbox, extends that by giving you access to working capital—so you can fund materials, pay crews, and keep jobs moving without delays.
Win the job, then fund the work behind it.
Instead of waiting on receivables or relying on slow traditional financing, improveit 360 Lending gives you access to capital when you need it, so your production can keep pace with your pipeline.
Improveit 360 Lending offers small business loans with a fixed fee structure and no recurring interest.
Keep your cash consistent when customers pay late or during seasonal slowdowns.
Gain fresh funding to expand your crew, upgrade equipment, or cover expenses.
Secure a business loan with a fixed repayment fee, so you know upfront what you’ll owe.
Get a funding decision in as little as 3 minutes. Funds available as soon as the next business day.
Applying for improveit 360 Lending’s small business loans does not impact your credit score.
improveit 360 Lending is made possible in partnership with Fundbox, a leading loan platform that has unlocked over six billion dollars in capital for small businesses. With a 4.7 Trustpilot score, you can be confident in Fundbox to supply the working capital your business needs to grow.
Disclosure: Fundbox makes capital available to businesses through business loans and lines of credit originated by First Electronic Bank or Lead Bank. California businesses: Fundbox makes business loans and lines of credit loans pursuant to California Financing Law license 60DBO-48774.
All financing is subject to credit approval of a completed application. Fundbox and its bank partners base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. Financing may not be available in all states and may be subject to local restrictions where applicable.
Improveit 360 Lending, powered by Fundbox, gives you quick access to capital to cover business expenses like materials, payroll, equipment, or unexpected costs. Whether you’re waiting on customer payments or need upfront funds for a new project, this feature helps you maintain cash flow and grow your business with confidence.
Fundbox is a leader in small business financing, trusted by thousands of contractors. They offer:
Fundbox will do a soft inquiry for initial assessment, which will not affect your credit score. Fundbox may also do periodic soft inquiries for credit reassessments.
Fundbox will only do a hard inquiry when you use your Fundbox credit for the first time.
You’ll see a clear fee structure before accepting funds. No hidden costs.
Fundbox offers loans up to $250,000*
If you are approved for Fundbox credit, you may borrow up to your available credit limit. The limit will be determined according to the information you provided in your application.
Currently, improveit 360 Lending is only available in the USA.
You can find answers to more frequently asked questions and support from the Fundbox team at help.fundbox.com or reach out to Joist’s customer support team at [email protected]
*Note: All financing is subject to final lender underwriting review and approval. Credit line amounts, rates, and terms are based on creditworthiness and subject to change, additional documentation may be required.
Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank.
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